POLL: What will impact advice accessibility the most in the next decade? 🤔

It is commonly agreed that accessibility of advice is currently a problem and is only set to compound over the next decade. 

In your opinion which of the following will have the most profound impact on advice accessibility over that period?

1. Data - efficiently in who needs advice and when
2. People - professionals and support
3. Software - efficiency in advice delivery

Comment [1], [2] or [3] below 👇👇